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Who Uses Payday Loans and Why. According to the 2012 Pew report, 12 million Americans take out payday loans each year. About 5. 5 of all American adults have used one within the past five years. The people most likely to use payday loans are: Young(ish). More than half of all payday loan users cash loans for bankrupts australia between 25 and 44 years old.
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Applying does NOT affect your FICO® credit score. © 2018 Opportunity Financial, LLC.